Terms and Conditions
The services that  provides to User is subject to the following
                            Terms of Use ("TOU").  reserves the right to update the TOU at any time
                            without
                            notice to User. The most current version of the TOU can be reviewed by clicking on the
                            "Terms of
                            Use" hypertext link located at the bottom of our Web pages. 
                            A. This Agreement, which incorporates by reference other provisions applicable to use of
                            , including, but not limited to, supplemental terms and conditions set
                            forth
                            hereof ("Supplemental Terms") governing the use of certain specific material contained in
                            , sets forth the terms and conditions that apply to use of
                             by
                            User. By using  (other than to read this Agreement for the first time), User
                            agrees to comply with all of the terms and conditions hereof. The right to use
                            
                            is personal to User and is not transferable to any other person or entity. User is
                            responsible
                            for all use of User's Account (under any screen name or password) and for ensuring that all
                            use
                            of User's Account complies fully with the provisions of this Agreement. User shall be
                            responsible for protecting the confidentiality of User's password(s), if any. 
                            B.  shall have the right at any time to change or discontinue any aspect or
                            feature of , including, but not limited to, content, hours of availability,
                            and
                            equipment needed for access or use.
                          
shall have the right at any time to change or modify the terms and conditions applicable to User's use of , or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on , or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications or additions.
Through its Web property, provides User with access to a variety of resources, including download areas, communication forums and product information (collectively "Services"). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.
User shall be responsible for obtaining and maintaining all telephone, computer hardware, software and other equipment needed for access to and use of and all charges related thereto.
A. User shall use  for lawful purposes only. User shall not
                            post
                            or transmit through  any material which violates or infringes in any way
                            upon
                            the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of
                            privacy
                            or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages
                            conduct that would constitute a criminal offense, give rise to civil liability or otherwise
                            violate any law, or which, without  's express prior approval, contains
                            advertising or any solicitation with respect to products or services. Any conduct by a User
                            that
                            in  's discretion restricts or inhibits any other User from using or enjoying
                             will not be permitted. User shall not use  to advertise
                            or
                            perform any commercial solicitation, including, but not limited to, the solicitation of
                            users to
                            become subscribers of other on-line information services competitive with .
                            
                            B.  contains copyrighted material, trademarks and other proprietary
                            information, including, but not limited to, text, software, photos, video, graphics, music
                            and
                            sound, and the entire contents of  are copyrighted as a collective work
                            under
                            the [COUNTRY] copyright laws.  owns a copyright in the selection,
                            coordination,
                            arrangement and enhancement of such content, as well as in the content original to it. User
                            may
                            not modify, publish, transmit, participate in the transfer or sale, create derivative works,
                            or
                            in any way exploit, any of the content, in whole or in part. User may download copyrighted
                            material for User's personal use only. Except as otherwise expressly permitted under
                            copyright
                            law, no copying, redistribution, retransmission, publication or commercial exploitation of
                            downloaded material will be permitted without the express permission of  and
                            the
                            copyright owner. In the event of any permitted copying, redistribution or publication of
                            copyrighted material, no changes in or deletion of author attribution, trademark legend or
                            copyright notice shall be made. User acknowledges that it does not acquire any ownership
                            rights
                            by downloading copyrighted material.
                            C. User shall not upload, post or otherwise make available on  any material
                            protected by copyright, trademark or other proprietary right without the express permission
                            of
                            the owner of the copyright, trademark or other proprietary right and the burden of
                            determining
                            that any material is not protected by copyright rests with User. User shall be solely liable
                            for
                            any damage resulting from any infringement of copyrights, proprietary rights, or any other
                            harm
                            resulting from such a submission. By submitting material to any public area of
                            , User automatically grants, or warrants that the owner of such material
                            has
                            expressly granted  the royalty-free, perpetual, irrevocable, non-exclusive
                            right
                            and license to use, reproduce, modify, adapt, publish, translate and distribute such
                            material
                            (in whole or in part) worldwide and/or to incorporate it in other works in any form, media
                            or
                            technology now known or hereafter developed for the full term of any copyright that may
                            exist in
                            such material. User also permits any other User to access, view, store or reproduce the
                            material
                            for that User's personal use. User hereby grants  the right to edit, copy,
                            publish and distribute any material made available on  by User.
                            
                            D. The foregoing provisions of Section 5 are for the benefit of , its
                            subsidiaries, affiliates and its third party content providers and licensors and each shall
                            have
                            the right to assert and enforce such provisions directly or on its own behalf.
                          
                              The event Photographer or videographer ("Content Provider") grants buyer a non-exclusive
                              perpetual personal-use license to download and copy the accompanying image(s) or video(s)
                              (collectively, "Media,") subject to the following restrictions: 
                              • This license is for personal use only. Personal use means non-commercial use of the
                              Media
                              for display on personal websites and computers, or making image prints or video copies for
                              personal use. The Media may not be used in any way whatsoever in which you charge money,
                              collect fees, or receive any form of remuneration. The Media may not be used in
                              advertising.
                              The Media may not be resold, relicensed, or sub-licensed. 
                              • Title and ownership, and all rights now and in the future, of and for the Media remain
                              exclusively with the Content Provider. 
                              • There are no warranties, express or implied. The Media are provided 'as is.' 
                              • Neither Content Provider nor TOGmatiX will be liable for any third party claims or
                              incidental, consequential or other damages arising out of this license or buyer's use of
                              the
                              Media. 
                             
The Services may contain e-mail services, bulletin board services, chat areas,
                            news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets
                            and/or other message or communication facilities designed to enable User to communicate with
                            others (each a "Communication Service" and collectively "Communication Services"). User
                            agrees
                            to use the Communication Services only to post, send and receive messages and material that
                            are
                            proper and, when applicable, related to the particular Communication Service. By way of
                            example,
                            and not as a limitation, User agrees that when using the Communication Services, User will
                            not:
                            
                            • Use the Communication Services in connection with surveys, contests, pyramid schemes,
                            chain
                            letters, junk email, spamming or any duplicative or unsolicited messages (commercial or
                            otherwise). 
                            • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as
                            rights
                            of privacy and publicity) of others. 
                            • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory,
                            obscene, indecent or unlawful topic, name, material or information. 
                            • Upload, or otherwise make available, files that contain images, photographs, software or
                            other
                            material protected by intellectual property laws, including, by way of example, and not as
                            limitation, copyright or trademark laws (or by rights of privacy or publicity) unless User
                            own
                            or control the rights thereto or have received all necessary consent to do the same. 
                            • Use any material or information, including images or photographs, which are made available
                            through the Services in any manner that infringes any copyright, trademark, patent, trade
                            secret, or other proprietary right of any party. 
                            • Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted
                            files, or any other similar software or programs that may damage the operation of another's
                            computer or property of another. 
                            • Advertise or offer to sell or buy any goods or services for any business purpose, unless
                            such
                            Communication Services specifically allows such messages. 
                            • Download any file posted by another user of a Communication Service that User know, or
                            reasonably should know, cannot be legally reproduced, displayed, performed, and/or
                            distributed
                            in such manner. 
                            • Falsify or delete any copyright management information, such as author attributions, legal
                            or
                            other proper notices or proprietary designations or labels of the origin or source of
                            software
                            or other material contained in a file that is uploaded. 
                            • Restrict or inhibit any other user from using and enjoying the Communication Services.
                            
                            • Violate any code of conduct or other guidelines which may be applicable for any particular
                            Communication Service. 
                            • Harvest or otherwise collect information about others, including e-mail addresses. 
                            • Violate any applicable laws or regulations. 
                            • Create a false identity for the purpose of misleading others. 
                            • Use, download or otherwise copy, or provide (whether or not for a fee) to a person or
                            entity
                            any directory of users of the Services or other user or usage information or any portion
                            thereof.
                             has no obligation to monitor the Communication Services. However,
                             reserves the right to review materials posted to the Communication Services
                            and
                            to remove any materials in its sole discretion.  reserves the right to
                            terminate
                            User’s access to any or all of the Communication Services at any time, without notice, for
                            any
                            reason whatsoever.  reserves the right at all times to disclose any
                            information
                            as it deems necessary to satisfy any applicable law, regulation, legal process or
                            governmental
                            request, or to edit, refuse to post or to remove any information or materials, in whole or
                            in
                            part, in 's sole discretion. 
                            Materials uploaded to the Communication Services may be subject to posted limitations on
                            usage,
                            reproduction and/or dissemination; User is responsible for adhering to such limitations if
                            User
                            downloads the materials. 
                            Always use caution when giving out any personally identifiable information in any
                            Communication
                            Services.  does not control or endorse the content, messages or information
                            found
                            in any Communication Services and, therefore,  specifically disclaims any
                            liability with regard to the Communication Services and any actions resulting from User’s
                            participation in any Communication Services. Managers and hosts are not authorized
                             spokespersons, and their views do not necessarily reflect those of
                            .
                          
If any of the Services requires User to open an account, User must complete the registration process by providing with current, complete and accurate information as prompted by the applicable registration form. User also will choose a password and a user name. User is entirely responsible for maintaining the confidentiality of User’s password and account. Furthermore, User is entirely responsible for any and all activities that occur under User’s account. User agrees to notify immediately of any unauthorized use of User’s account or any other breach of security. will not be liable for any loss that User may incur as a result of someone else using User’s password or account, either with or without User’s knowledge. However, User could be held liable for losses incurred by or another party due to someone else using User’s account or password. User may not use anyone else's account at any time, without the permission of the account holder.
Any software that is made available to download from the Services ("Software")
                            is
                            the copyrighted work of  and/or its suppliers. Use of the Software is
                            governed by
                            the terms of the end user license agreement, if any, which accompanies or is included with
                            the
                            Software ("License Agreement"). An end user will be unable to install any Software that is
                            accompanied by or includes a License Agreement, unless he or she first agrees to the License
                            Agreement terms. 
                            The Software is made available for download solely for use by end users according to the
                            License
                            Agreement. Any reproduction or redistribution of the Software not in accordance with the
                            License
                            Agreement is expressly prohibited by law, and may result in severe civil and criminal
                            penalties.
                            Violators will be prosecuted to the maximum extent possible. 
                            WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER
                            OR
                            LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED, UNLESS SUCH
                            REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE LICENSE AGREEMENT ACCOMPANYING
                            SUCH
                            SOFTWARE. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE
                            AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT,  HEREBY DISCLAIMS
                            ALL
                            WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL WARRANTIES AND
                            CONDITIONS
                            OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE,
                            TITLE AND NON-INFRINGEMENT. 
                            FOR YOUR CONVENIENCE,  MAY MAKE AVAILABLE AS PART OF THE SERVICES OR IN ITS
                            SOFTWARE PRODUCTS, TOOLS AND UTILITIES FOR USE AND/OR DOWNLOAD.  DOES NOT
                            MAKE
                            ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT THAT DERIVES FROM SUCH
                            USE
                            OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS
                            WHEN
                            USING THE TOOLS AND UTILITIES MADE AVAILABLE ON THE SERVICES.
                          
Permission to use Documents (such as white papers, press releases, datasheets
                            and
                            FAQs) from the Services is granted, provided that (1) the below copyright notice appears in
                            all
                            copies and that both the copyright notice and this permission notice appear, (2) use of such
                            Documents from the Services is for informational and non-commercial or personal use only and
                            will not be copied or posted on any network computer or broadcast in any media, and (3) no
                            modifications of any Documents are made. Accredited educational institutions, such as
                            universities, private/public colleges, and state community colleges, may download and
                            reproduce
                            the Documents for distribution in the classroom. Distribution outside the classroom requires
                            express written permission. Use for any other purpose is expressly prohibited by law, and
                            may
                            result in severe civil and criminal penalties. Violators will be prosecuted to the maximum
                            extent possible. 
                             AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE
                            SUITABILITY OF
                            THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE
                            SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS"
                            WITHOUT
                            WARRANTY OF ANY KIND.  AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL
                            WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND
                            CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A
                            PARTICULAR
                            PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL  AND/OR ITS RESPECTIVE
                            SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES
                            WHATSOEVER
                            RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR
                            OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF
                            INFORMATION AVAILABLE FROM THE SERVICES. 
                            THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL
                            INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION
                            HEREIN.
                             AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE
                            PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.
                          
IN NO EVENT SHALL AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.
                             does not claim ownership of the materials User provide to 
                            (including feedback and suggestions) or post, upload, input or submit to any Services or its
                            associated services for review by the general public, or by the members of any public or
                            private
                            community, (each a "Submission" and collectively "Submissions"). However, by posting,
                            uploading,
                            inputting, providing or submitting ("Posting") User’s Submission User is granting
                            , its affiliated companies and necessary sublicensees permission to use
                            User’s
                            Submission in connection with the operation of their Internet businesses (including, without
                            limitation, all  Services), including, without limitation, the license rights
                            to:
                            copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate
                            and
                            reformat User’s Submission; to publish User’s name in connection with User’s Submission; and
                            the
                            right to sublicense such rights to any supplier of the Services. 
                            No compensation will be paid with respect to the use of User’s Submission, as provided
                            herein.
                             is under no obligation to post or use any Submission User may provide and
                             may remove any Submission at any time in its sole discretion. By Posting a
                            Submission User warrants and represents to own or otherwise control all of the rights to
                            User’s
                            Submission as described in these Terms of Use including, without limitation, all the rights
                            necessary for User to provide, post, upload, input or submit the Submissions. 
                            In addition to the warranty and representation set forth above, by Posting a Submission that
                            contain images, photographs, pictures or that are otherwise graphical in whole or in part
                            ("Images"), User warrant and represent that (a) User is the copyright owner of such Images,
                            or
                            that the copyright owner of such Images has granted User permission to use such Images or
                            any
                            content and/or images contained in such Images consistent with the manner and purpose of
                            User’s
                            use and as otherwise permitted by these Terms of Use and the Services, (b) User have the
                            rights
                            necessary to grant the licenses and sublicenses described in these Terms of Use, and (c)
                            that
                            each person depicted in such Images, if any, has provided consent to the use of the Images
                            as
                            set forth in these Terms of Use, including, by way of example, and not as a limitation, the
                            distribution, public display and reproduction of such Images. By Posting Images, User is
                            granting (a) to all members of User’s private community (for each such Images available to
                            members of such private community), and/or (b) to the general public (for each such Images
                            available anywhere on the Services, other than a private community), permission to use
                            User’s
                            Images in connection with the use, as permitted by these Terms of Use, of any of the
                            Services,
                            (including, by way of example, and not as a limitation, making prints and gift items which
                            include such Images), and including, without limitation, a non-exclusive, world-wide,
                            royalty-free license to: copy, distribute, transmit, publicly display, publicly perform,
                            reproduce, edit, translate and reformat User’s Images without having User’s name attached to
                            such Images, and the right to sublicense such rights to any supplier of the Services. The
                            licenses granted in the preceding sentences for a Images will terminate at the time User
                            completely remove such Images from the Services, provided that, such termination shall not
                            affect any licenses granted in connection with such Images prior to the time User completely
                            remove such Images. No compensation will be paid with respect to the use of User’s Images.
                          
                            A. USER EXPRESSLY AGREES THAT USE OF  IS AT USER'S SOLE RISK. NEITHER
                            , ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY
                            CONTENT PROVIDERS OR LICENSORS WARRANT THAT  WILL BE UNINTERRUPTED OR ERROR
                            FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF
                            , OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION,
                            SERVICE, OR
                            MERCHANDISE PROVIDED THROUGH . 
                            B.  IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER
                            EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES
                            OF
                            MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE
                            IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE
                            TO
                            THIS AGREEMENT. 
                            C. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF
                            PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR
                            TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR
                            UNAUTHORIZED
                            ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS
                            BEHAVIOR,
                            NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT
                             IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER
                            USERS OR
                            THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH USER.
                            
                            D. IN NO EVENT WILL , OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING
                            OR
                            DISTRIBUTING  OR THE  SOFTWARE, BE LIABLE FOR ANY DAMAGES,
                            INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR
                            PUNITIVE
                            DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE . USER HEREBY
                            ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SITE.
                            
                            E. IN ADDITION TO THE TERMS SET FORTH ABOVE NEITHER, , NOR ITS AFFILIATES,
                            INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR
                            DURATION,
                            FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR
                            UNAUTHENTICITY
                            OF, THE INFORMATION CONTAINED WITHIN , OR FOR ANY DELAY OR INTERRUPTION IN
                            THE
                            TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR
                            OCCASIONED
                            THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES
                            OF
                            ANY NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES.
                            
                            F. PRIOR TO THE EXECUTION OF A STOCK TRADE, USERS ARE ADVISED TO CONSULT WITH YOUR BROKER OR
                            OTHER FINANCIAL REPRESENTATIVE TO VERIFY PRICING OR OTHER INFORMATION. , ITS
                            AFFILIATES, INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL HAVE NO LIABILITY FOR INVESTMENT
                            DECISIONS BASED ON THE INFORMATION PROVIDED. NEITHER, , NOR ITS AFFILIATES,
                            INFORMATION PROVIDERS OR CONTENT PARTNERS WARRANT OR GUARANTEE THE TIMELINESS, SEQUENCE,
                            ACCURACY OR COMPLETENESS OF THIS INFORMATION. ADDITIONALLY, THERE ARE NO WARRANTIES AS TO
                            THE
                            RESULTS OBTAINED FROM THE USE OF THE INFORMATION. 
                            G. FORCE MAJEURE – NEITHER PARTY WILL BE RESPONSIBLE FOR ANY FAILURE OR DELAY IN PERFORMANCE
                            DUE
                            TO CIRCUMSTANCES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOD,
                            WAR,
                            RIOT, EMBARGOES, ACTS OF CIVIL OR MILITARY AUTHORITIES, FIRE, FLOODS, ACCIDENTS, SERVICE
                            OUTAGES
                            RESULTING FROM EQUIPMENT AND/OR SOFTWARE FAILURE AND/OR TELECOMMUNICATIONS FAILURES, POWER
                            FAILURES, NETWORK FAILURES, FAILURES OF THIRD PARTY SERVICE PROVIDERS (INCLUDING PROVIDERS
                            OF
                            INTERNET SERVICES AND TELECOMMUNICATIONS). THE PARTY AFFECTED BY ANY SUCH EVENT SHALL NOTIFY
                            THE
                            OTHER PARTY WITHIN A MAXIMUM OF FIFTEEN (15) DAYS FROM ITS OCCURENCE. THE PERFORMANCE OF THS
                            AGREEMENT SHALL THEN BE SUSPENDED FOR AS LONG AS ANY SUCH EVENT SHALL PREVENT THE AFFECTED
                            PARTY
                            FROM PERFORMING ITS OBLIGATIONS UNDER THIS AGREEMENT. 
                          
                            THE LINKS IN THIS AREA WILL LET YOU LEAVE 'S SITE. THE LINKED SITES ARE NOT
                            UNDER
                            THE CONTROL OF  AND  IS NOT RESPONSIBLE FOR THE CONTENTS OF
                            ANY
                            LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES.
                             IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED
                            FROM ANY LINKED SITE.  IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE,
                            AND
                            THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY  OF THE SITE.
                            
                             is a distributor (and not a publisher) of content supplied by third parties
                            and
                            Users. Accordingly,  has no more editorial control over such content than
                            does a
                            public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers,
                            or
                            other information or content expressed or made available by third parties, including
                            information
                            providers, Users or any other user of , are those of the respective
                            author(s)
                            or distributor(s) and not of . Neither  nor any third-party
                            provider of information guarantees the accuracy, completeness, or usefulness of any content,
                            nor
                            its merchantability or fitness for any particular purpose. 
                            In many instances, the content available through  represents the opinions
                            and
                            judgments of the respective information provider, User, or other user not under contract
                            with
                            .  neither endorses nor is responsible for the accuracy or
                            reliability of any opinion, advice or statement made on  by anyone other
                            than
                            authorized  employee spokespersons while acting in their official capacities.
                            Under no circumstances will  be liable for any loss or damage caused by a
                            User's
                            reliance on information obtained through . It is the responsibility of User
                            to
                            evaluate the accuracy, completeness or usefulness of any information, opinion, advice or
                            other
                            content available through . Please seek the advice of professionals, as
                            appropriate, regarding the evaluation of any specific information, opinion, advice or other
                            content.
                          
OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN 'S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO . SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO OR ANYONE AT . IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.
shall have the right, but not the obligation, to monitor the content of , including chat rooms and forums, to determine compliance with this Agreement and any operating rules established by and to satisfy any law, regulation or authorized government request. shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on . Without limiting the foregoing, shall have the right to remove any material that , in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
User agrees to defend, indemnify and hold harmless , its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of by User or User's Account.
Either or User may terminate this Agreement at any time. Without limiting the foregoing, shall have the right to immediately terminate User's Account in the event of any conduct by User which , in its sole discretion, considers to be unacceptable, or in the event of any breach by User of this Agreement.
This Agreement and any operating rules for established by constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the [STATE/PROVINCE, COUNTRY], without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.
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                            The names of actual companies and products mentioned herein may be the trademarks of their
                            respective owners. The example companies, organizations, products, domain names, email
                            addresses, logos, people and events depicted herein are fictitious. No association with any
                            real
                            company, organization, product, domain name, e-mail address, logo, person, or event is
                            intended
                            or should be inferred. 
                            Any rights not expressly granted herein are reserved.